Get funding-ready for 0% business credit cards
Upload your credit report and get a personalized 90-day roadmap: the exact next move, an honest estimate of your approval odds, and whether it costs a hard pull — so you stop funding your business with savings and 25% APR debt.
Every number comes with its reasoning shown. We never promise an approval or a score — those decisions belong to the lender. What we promise is a clear next move.
Good · 72% to Excellent
Pay down Chase Freedom to under 30% utilization
Why: utilization is the #1 drag on your file — this clears the threshold underwriters flag.
The bank knows exactly why it said no. You’re the only one guessing.
If you’ve ever funded your business with savings or a 25% APR card because “at least that one approved,” this is the part nobody explained:
Declined with no explanation — a form letter, a wasted hard pull, and still no idea what to change.
You’re afraid to apply at all, because every application costs points. So the capital your business needs sits behind a door you’ve stopped knocking on.
One guru says open five cards, another says never apply. You may have even paid a credit-repair service for months — and nothing moved.
Meanwhile, the factors the underwriter weighed — utilization, account count, recent inquiries — were never a mystery. You just never got to see your file the way a bank reads it.
Your report goes in. Your next move comes out.
Score apps show you a number. Credit-repair shops sell you promises. Andromeda tells you exactly what to do next — and shows its work.
Next Best Action
Every recommended move shows the factor it improves, an approval-odds estimate with the reasoning shown, and whether it’s a soft or hard pull — so you never burn an inquiry guessing.
Your 90-Day Roadmap
The AI reads your tri-bureau report, places you in one of four profiles — from first credit file to funding-ready — and sequences your next 90 days toward the milestones our method coaches to, like the $40K+ combined-limit mark.
For the pros guiding clients
Partner mode is built for realtors, mortgage brokers, and financial advisors: manage your clients’ credit profiles, roadmaps, and Funding Readiness Scores in one account — so you can guide each client toward funding-ready without chasing reports over text.
From PDF to plan in one sitting
Five steps. Your first ranked action arrives in minutes, not months.
Upload your report
Upload your tri-bureau credit report as a PDF. No bank logins, no account linking — encrypted in transit.
Get your profile
The AI classifies you into one of four profiles — from new file to funding-ready — so every recommendation fits your actual situation.
See your next move
Your Next Best Action list, ranked by impact: which factor each move improves, an approval-odds estimate with reasoning, and a soft-pull or hard-pull flag on every step.
Execute with backup
Each action comes with a generated document and a bilingual AI assistant (English/Español) to answer questions before you commit to anything.
Track your readiness
Re-upload your report to log what actually happened. Your Funding Readiness Score and roadmap re-rank around your real results, not a static checklist.
Where we draw the line
No credit repair
No disputes, no letters, no promises about anyone’s score. We build files forward — we don’t litigate the past.
Nothing misstated, ever
We never advise anyone to misstate income, assets, or anything else to a lender. Real profile, real products.
The lender decides
Approval decisions belong to the bank. Our job is that you understand your own file before you apply.
Try everything free for 7 days.
Then $47/month — software plus community. Compare that to another year of financing your business at 25% APR.
Andromeda Leverage
- 7 days free — cancel before day 8 and pay nothing
- Personalized 90-day roadmap, rebuilt as your file changes
- Next Best Action ranked by impact, with the reasoning shown
- Soft-pull vs hard-pull flag on every recommendation
- Bilingual AI assistant — ask anything in English or Español
- Business-owner community with weekly live calls
Pro
- Everything in Leverage
- Tri-bureau report analysis with your profile classification
- Funding Readiness Score tracked over time
- Action-document generator for every step
- Priority support
Cancel anytime. Early access · MVP. Not ready to pay? The 2-minute diagnostic is free
Find out where you stand — before any bank does.
Take the free 2-minute diagnostic: a few quick questions, instant result. No SSN, no credit pull, no effect on your score, no sales call. You’ll see your credit profile and how far you are from funding-ready — then decide if the full roadmap is worth it, starting with 7 days free.