The Credit Intelligence OS for Entrepreneurs
Waze-like intelligence for credit decisions. Know exactly what to do, when to do it, and what approval odds look like—powered by real community data.
Good · 72% to Excellent
Pay down Chase Freedom to under 30% utilization
Estimated impact: +18 pts in ~30 days
Everything you need to optimize credit
Intelligent tools that work together to help you understand and improve your credit profile
Decision Engine
Get prioritized actions ranked by impact. Know exactly which card to pay down first, when to apply, and what to dispute. Our AI analyzes your unique profile and gives you a personalized roadmap.
Credit Signals
See real approval rates from users like you. "127 users with score 680-720 applied to Chase Sapphire: 61% approved" - Make informed decisions backed by real data from thousands of users.
Partner Network
For realtors, mortgage brokers, and financial professionals managing multiple clients. Track progress, generate reports, and help your clients achieve their financial goals faster.
How it works
Get started in minutes and see results fast
Connect
Link your credit bureaus and bank accounts securely
Analyze
AI processes your credit profile and identifies opportunities
Recommend
Get your Next Best Action with estimated impact
Execute
Follow step-by-step guidance to complete actions
Track
Automated monitoring and alerts for any changes
Simple, transparent pricing
Choose the plan that is right for you. Start with a 14-day free trial.
Basic
- 1 bureau monitoring
- Bank account sync
- Decision Engine AI
- Community access (basic)
- Email alerts
- Credit score tracking
Pro
- Everything in Basic
- Tri-bureau monitoring
- Credit Signals (community intelligence)
- Dispute OS (letter generator)
- Funding Readiness Score
- Priority support
- Community premium access
- Advanced analytics
All plans include 14-day free trial. No credit card required.
Ready to optimize your credit?
Be among the first to take control of your financial future with intelligent, data-driven credit decisions.